JAMOT PARASIAN TAMBUNAN, Parada; MULYATI, Heti; ANGGRAENI, Elisa. Factors That Affect The Consumptive Behavior of Paylater Users . Quantitative Economics and Management Studies, [S. l.], v. 6, n. 4, p. 501–517, 2025. DOI: 10.35877/454RI.qems3988. Disponível em: https://qemsjournal.org/index.php/qems/article/view/3988. Acesso em: 1 jul. 2026.