Dinah Purnamasari and Fatchan Achyani 2022. Analysis of the Effect of Credit Expansion, Operational Efficiency Rate, Lending Interest Rate, NPL of the Previous Period and Capital Adequacy Ratio (CAR) on Non-Performing Loans Based on the Generalized Method of Moment. Quantitative Economics and Management Studies. 3, 2 (Apr. 2022), 256–264. DOI:https://doi.org/10.35877/454RI.qems919.